Fountain pen sitting on top of stack of money and a checkbook

Checking

You deserve special treatment and Pleasants County Bank is committed to giving you the banking experience you have earned. Our checking accounts are designed with you in mind, for your individual and business needs. Our customer service representatives will help you choose the account that fits your lifestyle. Visa Debit Cards are available for all Personal and Business Checking Accounts.

Personal Checking

Direct Pay Checking

Minimum to Open: $100

  • Service Charges & Fees: There will be a $3.00 service charge for each statement cycle in which no direct deposits occur in the account. There will be a $3.00 fee for each statement cycle the account falls into a dormant* status.

Additional Terms: To open a Direct Pay Checking account individuals must establish at least one monthly ACH deposit into their account. Qualifying deposits include paychecks, Social Security, SSI, Disability, and ACH deposits originated from another financial institution.

Regular Checking

Minimum to Open: $100

  • Service Charges & Fees: There will be a $3.00 service charge, if during any day in the statement cycle the average daily balance falls below $400.00. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.  There will be a $3.00 fee for each statement cycle the account falls into a dormant* status.

Additional Terms: Service charge waived for students age 18-24, senior citizens age 50 and over, and customers who receive Social Security, SSI, or Disability.

Prime Time Checking

Minimum to Open: $100

  • Service Charges & Fees: There will be a $3.00 fee for each statement cycle the account falls into a dormant* status.

Additional Terms: This account is available to customers age 50 and over.

* A checking Account is dormant, if for one year: 1) There have been no deposits or withdrawals to the account, or 2) There has been no communication about the account, or 3) There has been no communication about any account, or 4) Account statements returned for incorrect address.

Additional Service Charges & Fees may apply. A full listing of services charges and fees are provided at the time of account opening.

Business Checking

Business Checking

Minimum to Open: $100

  • Service Charges & Fees: There will be a $3.00 service charge, if during any day in the statement cycle the daily balance falls below $100.00. There will be a $3.00 fee for each statement cycle the account falls into a dormant* status.

Nonconsumer Checking

Minimum to Open: $100

  • Service Charges & Fees: There will be a $3.00 service charge, if during any day in the statement cycle the daily balance falls below $100.00. There will be a $3.00 fee for each statement cycle the account falls into a dormant* status.

Additional Info: This is account is designed for charities, organizations, churches, and not for profits.

* A checking Account is dormant, if for one year: 1) There have been no deposits or withdrawals to the account, or 2) There has been no communication about the account, or 3) There has been no communication about any account, or 4) Account statements returned for incorrect address.

Additional Service Charges & Fees may apply. A full listing of services charges and fees are provided at the time of account opening.

Interest Bearing Checking

NOW Account

See our RATES page for current offering rates. Interest is compounded monthly and credited into your account.

Minimum to Open: $1,000

  • Service Charges & Fees: There will be a $5.00 service charge, if during any day in the statement cycle the daily balance falls below $1,000.00. There will be a $3.00 fee for each statement cycle the account falls into a dormant* status.

Additional Info: Additional terms, fees, and balance requirements apply to this account. Please stop in or call to speak to a representative about our NOW Accounts.

Super NOW Account

See our RATES page for current offering rates. Interest is compounded monthly and credited into your account.

Minimum to Open: $2,500

  • Service Charges & Fees: There will be an $8.00 service charge, if during any day in the statement cycle the daily balance falls below $2,500.00. There will be a $3.00 fee for each statement cycle the account falls into a dormant* status.

Additional Info: Additional terms, fees, and balance requirements apply to this account. Please stop in or call to speak to a representative about our Super NOW Accounts.

Money Market Demand Account

See our RATES page for current offering rates. Interest is compounded monthly and credited into your account.

Minimum to Open: $2,500

  • Service Charges & Fees: There will be a $10.00 service charge, if during any day in the statement cycle the daily balance falls below $5,000.00. There will be a $3.00 fee for each statement cycle the account falls into a dormant* status. There will be a $10.00 charge for each transaction in excess of 6 during a calendar month.

Additional Info: Additional terms, fees, and balance requirements apply to this account. In addition, Money Markets are regulated by the federal government regarding how much activity is allowed. Please stop in or call to speak to a representative about our NOW Accounts.

* A checking Account is dormant, if for one year: 1) There have been no deposits or withdrawals to the account, or 2) There has been no communication about the account, or 3) There has been no communication about any account, or 4) Account statements returned for incorrect address.

Additional Service Charges & Fees may apply. A full listing of services charges and fees are provided at the time of account opening.

VISA Debit Cards

Using a Pleasants County Bank Visa Debit Card gives you 24-hour access to your money with the purchasing power of Visa. It looks like a credit card, works like a check and is accepted anywhere Visa is accepted in the United States. Just make a purchase, deduct the amount from your checkbook and forget about providing additional identification and waiting for check approvals.

Need cash? You may also use your card to get cash from an ATM. Pleasants County Bank has two ATM’s, one located in our Belmont office (519 Riverview Drive), and one located at our St. Marys office (215 Washington Street).

Call a customer service representative to apply for your card today, 304-684-2227.

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