FACTS: WHAT DOES PLEASANTS COUNTY BANK DO WITH YOUR PERSONAL
WHY? Financial companies choose how they share your personal information.
Federal law gives consumers the right to limit some but not all sharing.
Federal law also requires us to tell you how we collect, share and protect
your personal information. Please read this notice carefully to understand
what we do.
WHAT? The types of personal information we collect and share depend on the product
or service you have with us. This information can include:
· Social security number and income
· Account balances and payment history
· Credit history and credit scores
When you are no longer our customer, we continue to share your information
as described in this notice.
HOW? All financial companies need to share customers’ personal information to run
their every day business. In the section below, we list the reasons financial
companies can share their customers’ personal information; the reasons
Pleasants County Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your Does Pleasants County Can you limit this personal information: Bank share? sharing?
For our everyday business purposes- Yes No
Such as to process your transactions,
maintain your accounts(s), response
to court orders and legal investigations
or report to credit bureaus.
For our marketing purposes- No We do not share
To ofer our products and services
to you.
For joint marketing with other No We do not share financial companies.
For our affiliates’ everyday Pleasants County Bank
business purposes- has no affiliates We do not share
Information about your transactions
and experiences
For our affiliates’ everyday business
purposes- Pleasants County Bank We do not share
Information about your has no affiliates
creditworthiness
For non-affiliates' to market to Pleasants County Bank We do not share
you- does not share with
non-affiliates so they can
market to you
QUESTIONS? Call 304-684-2227 or toll free 1-800-296-6114 or go to pcbsm.com
Who we are
Who is providing this notice? Pleasants County Bank, 323 Second Street.
P. O. Box 240, St. Marys, WV 26170
How does Pleasants County Bank To protect your personal information from unauthorized
protect my personal information? access and use, we use security measures that comply
with federal law. These measures include computer
safeguards and secured files and buildings.
How does Pleasants County Bank We collect your personal information, for example, when
collect my personal information? you: 1. Open an account or deposit money.
2. Pay your bills or apply for a loan
3. Use your credit/debit card
We also collect your personal information from other
companies such as credit bureaus.
Why can’t I limit all sharing? Federal law gives you the right to limit only:
1. Sharing for affiliates’ everyday business purpose –
Information about your credit worthiness
2. Affiliates from using your information to market to you
3. Sharing for non-affiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing
Definitions
Affiliates Companies related by common ownership or control.
They can be financial and non-financial companies
Pleasants County Bank has no affiliates.
Non-affiliates Companies not related by common ownership or control
They can be financial and non-financial companies.
Pleasants County Bank has no non-affiliates.
Joint marketing A formal agreement between non-affiliated financial
companies that together market financial products
or services to you.
Pleasants County Bank has no agreements.
Rev.1-10
