WHY?       Financial companies choose how they share your personal information.
                   Federal law gives consumers the right to limit some but not all sharing. 
                   Federal law also requires us to tell you how we collect, share and protect
                   your personal information.  Please read this notice carefully to understand
                   what we do.
WHAT?     The types of personal information we collect and share depend on the product
                   or service you have with us.  This information can include:
                                      ·         Social security number and income
                                      ·         Account balances and payment history
                                      ·         Credit history and credit scores
                   When you are no longer our customer, we continue to share your information
                   as described in this notice.
HOW?       All financial companies need to share customers’ personal information to run
                   their every day business.  In the section below, we list the reasons financial
                   companies can share their customers’ personal information; the reasons
                   Pleasants County Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your            Does Pleasants County        Can you limit this personal information:                      Bank share?                        sharing?

For our everyday business purposes-                  Yes                                      No
Such as to process your transactions,
maintain your accounts(s), response
to court orders and legal investigations
or report to credit bureaus.
For our marketing purposes-                                  No                                        We do not share 
To ofer our products and services
to you.
For joint marketing with other                   No                             We do not share financial companies.

For our affiliates’ everyday             Pleasants County Bank
business purposes-                          has no affiliates                  We do not share
Information about your transactions
and experiences
For our affiliates’ everyday business
purposes-                                                       Pleasants County Bank              We do not share
Information about your                                  has no affiliates
For non-affiliates' to market to                  Pleasants County Bank              We do not share
you-                                                                  does not share with
                                                                          non-affiliates so they can
                                                                          market to you 
QUESTIONS?      Call 304-684-2227 or toll free 1-800-296-6114 or go to
Who we are
Who is providing this notice?       Pleasants County Bank, 323 Second Street.
                                                   P. O. Box 240, St. Marys, WV  26170
What we do
How does Pleasants County Bank     To protect your personal information from unauthorized
protect my personal information?     access and use, we use security measures that comply
                                                                    with federal law.  These measures include computer
                                                                    safeguards and secured files and buildings.
How does Pleasants County Bank    We collect your personal information, for example, when
collect my personal information?      you:   1.  Open an account or deposit money.
                                                                               2.  Pay your bills or apply for a loan
                                                                               3.  Use your credit/debit card
                                                                    We also collect your personal information from other
                                                                    companies such as credit bureaus.
Why can’t I limit all sharing?                Federal law gives you the right to limit only:
                                                                    1. Sharing for affiliates’ everyday business purpose –
                                                                        Information about your credit worthiness
                                                                    2. Affiliates from using your information to market to you
                                                                    3. Sharing for non-affiliates to market to you
                                                                    State laws and individual companies may give you
                                                                    additional rights to limit sharing


Affiliates                                                   Companies related by common ownership or control. 
                                                                   They can be financial and non-financial companies
                                                                    Pleasants County Bank has no affiliates.
Non-affiliates                                           Companies not related by common ownership or control
                                                                   They can be financial and non-financial companies.
                                                                    Pleasants County Bank has no non-affiliates.
Joint marketing                                       A formal agreement between non-affiliated financial
                                                                    companies that together market financial products
                                                                    or services to you.
                                                                    Pleasants County Bank has no agreements.

NOTICE: PLEASANTS COUNTY BANK. All rights reserved. The Pleasants County Bank of St. Marys West Virginia website contains links and features that are provided to our customers from other sources. We are not responsible for and have no control over the content or subject matter of these links. However, it is our sole intent to provide information that our customers may find useful. Please read our Privacy Policy and Disclosures. Complete regulatory disclosures containing all terms, features and limitations are available at any of our banking offices or may obtained by telephone request by calling 304-684-2227.